What is
Commercial Insurance?

Commercial insurance is a critical financial safeguard for businesses, offering protection against various risks and unforeseen events that could impact operations. This type of insurance can include diverse coverages, such as property insurance for physical assets, general liability coverage for third-party claims, and commercial auto insurance for business-related vehicles. It also includes specialized coverages tailored to specific industries, such as professional liability for service providers and cyber liability for data breaches. Commercial insurance provides businesses with the peace of mind that comes from knowing they are financially protected against property damage, liability issues, and other potential disruptions. The policies are often customizable to meet the unique needs and risks of individual businesses, promoting resilience and continuity in the face of unexpected challenges.

Comercial Auto Insurance

What Are Some of the Different Types of Commercial Insurance We Can Help With?

Business Auto:

Covers vehicles used for business purposes, including owned, leased, or employee-owned vehicles.

Business Property:

Protects physical assets, including buildings, equipment, and inventory, against various perils like fire, vandalism, and natural disasters.

Employment Practices Liability Insurance (EPLI):

Protects against claims related to employment practices, such as discrimination, harassment, or wrongful termination.

General Liability:

Covers bodily injury, property damage, and personal/advertising injury claims made by third parties.


Covers losses related to a condo or home that you rent out to someone else.

Professional Liability (Errors and Omissions):

Protects against claims of negligence or inadequate work by professional service providers.

Umbrella Insurance:

Offers additional liability coverage that goes beyond the limits of other insurance policies and provides an extra layer of protection against catastrophic events.

Workers Compensation:

Provides coverage for medical expenses and lost wages for employees who are injured on the job.

What Types of Businesses Do We Work With?


Car Washes


Gas Stations


Hotels and Motels


Liquor Stores




Retail Stores

(Convenience, Dollar, Grocery, etc.)


Retail Stores

(Convenience, Dollar, Grocery, etc.)


Shopping Centers


Truck Stops




Wholesale Distribution